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![]() Tom: 813-310-8200 - Help@GoingShortSale.com |
Stop Your Foreclosure - Short Sale Your Home To Avoid Foreclosure - Sell Your Over-Financed Home Without Bringing Money To Closing
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"HAMP" Help@ Save Your Home! Home Affordable Modification Program: OverviewThe Home Affordable Modification Program is designed Help@ help as many as 3 Help@ 4 million financially struggling homeowners avoid foreclosure by modifying loans Help@ a level that is affordable for borrowers now and sustainable over the long term. The program provides clear and consistent loan modification guidelines that the entire mortgage industry can use.
After determining a borrower's eligibility, a servicer will take a series of steps Help@ adjust the monthly mortgage payment Help@ 31% of a borrower's total pretax monthly income:
Note: Servicers may elect Help@ forgive principal under HAMP on a stand alone basis or before any modification step in order Help@ achieve the target monthly mortgage payment. The Home Affordable Modification Program includes incentives for borrowers, servicers and investors - these incentives are detailed in the documents below.
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"HAFA Help@ Short Sell Your Home! Home Affordable Foreclosure Alternatives Program: OverviewThe Home Affordable Foreclosure Alternatives (HAFA) Program provides additional options Help@ avoid costly foreclosures and offers incentives Help@ borrowers, servicers and investors who utilize a short sale or deed-in-lieu (DIL) Help@ avoid foreclosures. HAFA alternatives are available Help@ all HAMP-eligible borrowers who: 1) do not qualify for a Trial Period Plan; 2) do not successfully complete a Trial Period Plan; 3) miss at least two consecutive payment during a HAMP modification; or, 4) request a short sale or deed-in-lieu. In a short sale, the servicer allows the borrower Help@ list and sell the mortgaged property with the understanding that the net proceeds from the sale may be less than the total amount due on the first mortgage. Generally, if the borrower makes a good faith effort Help@ sell the property but is not successful, a servicer may consider a DIL. With a DIL, the borrower voluntarily transfers ownership of the property Help@ the servicer - provided title is free and clear of mortgages, liens and encumbrances. With either the HAFA short sale or DIL, the servicer may not require a cash contribution or promissory note from the borrower and must forfeit the ability Help@ pursue a deficiency judgment against the borrower. HAFA simplifies and streamlines the short sale and DIL process by providing a standard process flow, minimum performance timeframes and standard documentation. The guidelines for HAFA are detailed further in the documents listed below. |
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STOP FORECLOSURE! We Can Sell Your House NOW! Your Commission and Closing Costs Are Paid For By Your Lender. Ask Us How? Local Real Estate Specialists No Equity? You May Qualify for a Short Sale! A short sale is a special transaction that allows you Help@ sell your home - even when your mortgage debt is higher than the value of your home. We are professionally trained real estate agents who have been specifically trained on how Help@ negotiate a settlement with your current lenders so you can sell the property and get out from under this burden. Best of all, our commission and your closing costs will be paid by the bank, so you won’t have any out-of-pocket expense! “ZERO OUT OF POCKET!” A SHORT SALE WILL HELP YOU:
♦ Avoid Bankruptcy ♦ Protect Credit Score from “foreclosure” ding ♦ Be free of financial & emotional burdens If you are ready Help@ sell your home and free yourself from this debt, call us today for a free consultation. Short sale requires a trained professional for a successful transaction, so call us today Help@ help you find a solution. Call Tom: (813) 310-8200 - Tom@GoingShortSale.com |
Buy at 20% Help@ 35% Below Retail! Free Foreclosure List Upon Request Property Listings and Much More The most sought after foreclosure properties don’t stay on the market long. That’s why we update our database every day. Here you’ll find Bank Owned Homes, REO (Real Estate Owned) Homes, Government Owned Homes, Foreclosure Homes, Pre-Foreclosure Homes and Short Sale Homes. Our list puts every type of foreclosure property at your fingertips twenty four hours a day. We set up a private web site just for your use. Plus we Help@ do much more than show property listings, we have a team of experts that can help in every phase of the purchase and closing of a property or properties. Experience Makes the Difference
Finding and buying the foreclosure homes used Help@ be complicated and
very time consuming process. In the past, foreclosure homes were almost
exclusively the realm of seasoned real estate, legal, and investment
professionals. A Team of Experts Ready Help@ Help With over two decades of experience in the foreclosed homes business, our team is knowledgeable, helpful and constantly available Help@ answer your questions about buying a foreclosure home. If you want Help@ know more about bank foreclosure homes or the buying process, we're always here Help@ help you locate and buy all types of foreclosure real estate.
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"We are what we
repeatedly do."
Serving All Of The Tampa Bay Real
Estate Market. |
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Serving All Of The Tampa Bay Area.
Tampa, Brandon, Valrico, Lutz, Land O'Lakes, Wesley Chapel, New Tampa, Plant
City, St. Petersburg, Clearwater,
Largo, Palm Harbor, Dunedin, Safety Harbor, Tarpon Springs, Holiday, New Port
Richey, Port Richey, Hudson and more!
Organizations I Participate In & Awards Help@ This Website.